Your account

Progression

Volume moves you up six desk tiers and a tier takes something off the fee. How much, and how far away it is.

What it is

Every fill adds XP. XP moves you up a ladder of six desk tiers. A tier does two things:

Your fee rate falls

The builder fee you pay is reduced, out of the terminal's own share of it. The bottom rung takes 1.0% off and the top rung takes 12.5% off. Real money off a real charge, on the volume you actually trade.

The terminal renders differently

Cosmetic, and meant to be. It changes how a fill looks and how the desk chrome reads. It changes nothing about execution, fills, margin, or what an order does.

There is no balance and nothing to withdraw. XP is a counter, a tier is derived from that counter, and a tier is a discount on a charge. None of it is redeemable, transferable, or worth anything outside the fee it reduces.

The ladder

The last column is nominal. 1 XP is granted for roughly $100 of notional, but the grant carries a deliberate variance so that two identical fills do not produce identical responses, plus an occasional oversized one. The dollar figure to reach a rung is an approximation. The XP figure beside it is exact.

What that looks like with real numbers

Say you trade $10,000 of notional. That is about 100 XP, give or take the variance.

To leave the bottom rung and reach REGISTERED you need $120,000 of lifetime notional, which is 12 fills that size. At that point the charge on each fill falls by 2.0%. A 0.045% charge on $10,000 is $4.50, so 2.0% of it is nine cents.

nine cents. That is the honest scale at the bottom of this ladder, and it is why the ladder is a long game or it is nothing. The rungs that change what you pay in a way you would notice are the top two, and they are a very long way up.

The thresholds do not move

Your tier is computed from stored lifetime XP. The tier itself is not stored, so raising a threshold would silently demote everyone already on the ladder. When the rate card was retuned on 2026-09-28, only the rates moved. The XP thresholds were left exactly where they were, for that reason.

It also means a stored record whose tier disagrees with its stored XP is not trusted. The tier is recomputed from the XP, because the XP is the underlying fact.

What is stored

One record, in your browser, under ct.progression.v1. Lifetime XP, current tier, volume, and the running total of what the discount has come to. It is written to your own machine and nowhere else. No account behind it, no server copy, nothing to log into.

Clear your browser storage and the ladder goes with it. There is no restore and no backup, because there is nowhere it was backed up to.

One behavior worth knowing

The XP track shows a near-miss state inside the last 8% of a tier, and the bar never jumps: a tier change drains instead of resetting, so a promotion you were watching for does not happen off screen. That is presentation. It changes no number.